Fintech Companies POM and Mail to Pay Join Forces

A Stronger Joint Offering

• POM, founded eight years ago, has grown into an innovative leader in Belgium's digital payments sector. It serves over 1,300 clients—ranging from energy and water companies to government agencies, hospitals, schools, and sports clubs. POM delivers user-friendly, secure digital payment solutions (e.g., QR codes on bills) that speed up payment collection and reduce the need for reminders.
• Mail to Pay is a pioneer in the Netherlands of debtor process automation, offering intelligent software for invoice follow-up. In Belgium, Mail to Pay has built a strong customer base in the healthcare, energy, residential care, and financial sectors.

Benefits of the Merger

• The merged company brings automated credit management (via Mail to Pay) together with advanced payment tools (via POM).
• Clients can now automate and personalize the full debtor journey—from invoice creation to final reminder—and include QR codes and payment links.
• POM-powered reminders yield fast results: up to 40% of debtors pay within 24 hours, and the number of reminders drops by 18%.

Innovation at the Core

• Both companies leverage algorithms, machine learning, and hyper-personalization to reach debtors at the optimal time, via the right channel, and with an appropriate tone.
• They’re enhancing the mix of payment options based on debtor profiles—offering installment and deferred-payment options, which are especially valuable in times of high inflation.
• Focusing on fraud prevention and PSD2-compliant solutions is part of their ongoing roadmap.

What Leadership Says

“By merging our activities with Mail to Pay, we are broadening our offering with invoice follow-up solutions,” says Johannes Vermeire, co-founder & CEO of POM.

“The combination of innovative payment solutions and automated credit management creates new opportunities for organizations to receive payments more smoothly, efficiently and in a more customer-friendly way,” adds Kees Neven, CEO of the Mail to Pay Group.

Looking Ahead

The merger marks a strategic step toward European growth. With a solid presence in Belgium and ongoing international expansion plans, the combined POM entity aims to become a leading player in billing and debt automation across Europe.