Multichannel payment requests
Outstanding invoices? That is a thing of the past! In today's digital world, it's essential to reach your customers via the channels they prefer. Multichannel payment requests offer the solution. Send payment requests via email, text, WhatsApp, and even traditional mail. Give your customers the freedom to choose and watch your cash flow improve.

What are multichannel payment requests?
Simply put: sending payment requests via various channels. Think email, text message, whatsapp and even traditional mail. By giving your customers the choice of which channel they prefer to communicate via, you significantly increase the chances of a quick payment. This is the core of what makes “multichannel payment requests” so powerful.
Why do they work?
- Higher open ratio:
- Not everyone reads their email the same amount of time, and certainly not immediately. A text message or whatsapp message is seen and read much faster.
- The statistics don't lie: the open rate of text messages is around 98%, while emails often get stuck at a mere 20%.
- Faster payments:
- Customers can pay directly via the link in the message. This lowers the threshold for payment and speeds up the process considerably.
- The shorter payment time is immediately noticeable in the cash flow.
- Better customer experience:
- You respond to the customer's preferences and make the payment process as smooth as possible. This shows that you value the customer and respect their time.
- By offering multiple ways of payment, it becomes more accessible and more pleasant for your customer.
The numbers don't lie:
- Research shows that the average open rate of emails is around 20%. With text messages, this is a whopping 98%!
- Whatsapp also scores high, with a 45% conversion rate for payment requests. This shows that customers like to pay via these fast and direct channels.
The right channels for your customers
It's crucial to know which channels your customers prefer to use. In general, the following applies:
- Young generations (Millennials and gen z):
- Are more active on digital channels such as whatsapp, sms and social media.
- Expect a fast and mobile-friendly payment experience.
- Older generations (Baby Boomers):
- Often prefer e-mail or traditional mail.
- These people value clarity and reliability.
How do I send multichannel payment requests?
This is where it gets interesting. Sending multichannel payment requests doesn't have to be complicated. Here are the steps:
- 1. Choose the right tools:
- Look for a platform that supports multiple channels. Pom, for example, offers the possibility to send payment requests via email, text message, whatsapp and more.
- 2. Segment your customers:
- Organize your customers based on their preferences and demographics.
- This helps you choose the right channels for each group.
- 3. Personalize your messages:
- Use customer information to personalize your payment requests.
- This increases relevance and the chance of payment.
- 4. Automate your process:
- Set automated reminders for outstanding invoices.
- This saves time and reduces the risk of errors.
- 5. Analyze and optimize:
- Keep track of the performance of your payment requests.
- Use this data to optimize your strategy.


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Deeper into the channels
- E-mail:
- Offers the possibility for more detailed billing information.
- Suitable for formal communication and larger files.
- Text message:
- SMS has an almost universal open rate, making it perfect for urgent payment reminders.
- The concise nature of text messaging requires a clear and direct message.
- Traditional mail:
- Remains relevant for customers who trust digital channels less.
- Provides a tangible reminder.
- Whatsapp:
- WhatsApp's high conversion rate is explained by the direct, personal nature of the platform.
- Customers can ask questions and pay directly in the same environment.
- Ideal for short, powerful memories.
The importance of personalization
- By using customer data, the customer feels personally addressed.
- Personalization increases the relevance of the message and reduces the risk of it being seen as spam.
- By offering payment requests in the customer's own language, you lower the threshold and increase the chance of a quick payment.
The future of multichannel payment requests
- With the rise of AI and machine learning, payment processes can be further optimized.
- Predictive analytics can help determine which channels are most effective for each customer.
- Integration with other platforms, such as social media and mobile wallets, will further expand the possibilities of multichannel payment requests.
Conclusion
Multichannel payment requests are an effective way to improve your cash flow and increase customer satisfaction. By choosing the right channels, optimizing your payment process and using the right tools, you can make paying for your customers as easy as possible. “Multichannel payment requests” are no longer a luxury, but a necessity for modern companies that want to ensure their financial health.